Practical guidance for health insurance, life insurance and retirement planning
AUGUST 2026 · ISSUE 34
Before You Renew Your Health Plan: Ask These 7 Questions
Keeping the same health plan may feel easiest, but its costs, network and prescription coverage may have changed. Before renewing, make sure it still fits your healthcare needs and budget.
What Our Clients Are Asking
“How much life insurance do I actually need?”
Consider the income your family would lose, debts, final expenses, future needs and the coverage or savings you already have. There is no single amount that works for every household.
One Number Worth Knowing
1 in 4
A 20-year-old worker has approximately a one-in-four chance of developing a disability before reaching full retirement age. Disability insurance can help replace part of the income lost when an illness or injury prevents someone from working.
Source: Social Security Administration
Your Quick Win
Increase your retirement contribution by one percentage point.
Check your current contribution and whether you are receiving the full employer match. If your budget allows, a small automatic increase can build meaningful savings over time.
How Can We Help?
Insureous can help you compare health, Medicare, dental, vision, life, supplemental and retirement options for yourself, your family or your employees.
Or call us at (904) 295-8498.
insureous.com · (904) 295-8498